Help with money

Help and advice is available to everyone looking for ways to save money, deal with debts and apply for Benefits.

Derbyshire Housing Aid is available to give debt advice at the Civic Offices in Swadlincote between 1pm and 4pm on Thursdays. For an appointment, telephone 01283 595778

Citizens Advice helps people sort out legal, money and other problems by providing free, independent and confidential advice.

StepChange, a national debt charity, will help you set up a debt management plan for free and can provide basic debt counselling anonymously online at Debt Remedy.

Homelessness

As soon as you are worried about the risk of losing your home, contact us to arrange an appointment to discuss what we can do to help prevent it from happening. See our Homelessness page for more details.

Tax advice

People over 60 with an income below £17,000 can get free advice from professional tax advisors. Tax Help for Older People runs surgeries across the UK.

Loan sharks

Derbyshire Trading Standards works to crack down on loan sharks. If you're concerned about illegal money lending, telephone 01332 644 000 or report a loan shark on 0300 555 2222.

Energy schemes

Energy schemes like Affordable Warmth and Heatsavers can help with fuel poverty.

Travel and discounts

If you're under 18 or over 60, you can apply for a b_line card or Derbyshire Gold Card. The cards will get you discounts, access to library services and discounted or free travel. If you can't use public transport, then community transport may be the answer. Dial-a-Bus schemes operate in many parts of Derbyshire.

Support with rent

Our Benefits pages offer support with the payment of rent and Council Tax and provide the latest information on Universal Credit and Welfare reform.

Other money-saving tips

The average family wastes £50 a month buying food and throwing it away. For tips on making your food and money go further, visit our Waste less, Save more page.

A Credit Union, such as Money Spider, is a profit-sharing, democratically-run financial co-operative which offers convenient savings and low interest loans to its members. The members own and manage their Credit Union themselves.